Let machines and agents pay
A piece of software pays for the tool it calls; a charge point pays for the power it draws. Each one is identified, and the spending limit a person set is enforced before any money moves.
The problem
Automation still stops at checkout.
An agent can decide it needs a tool and a device can decide it needs bandwidth, but neither can hold an account, and card fees make payments this small uneconomic. So payment gets batched, pre-purchased, or handed to a person, and the automation stops being automatic. Any automation of that kind stops there. This is what lets it finish.
The other half is accountability. If a machine spends money on your behalf, you need to know which machine, under whose authority, for what, and within what limit. The payment is tied to the machine that made it and to the limit a person approved, and the amount and the reason are both recorded.
How it works
Four steps, and the loop finishes.
The machine has an identity
A charge point proves what it is before it buys anything. Nothing of yours should spend unidentified.
You set the limits
What it may buy, up to what amount, over what period. You write the limit once.
It pays at the point of use
The agent authenticates and pays at the moment it needs something, including paying for a tool as it calls it.
Everything stays attributable
Which machine, under whose authority, for how much and why. Answered when your auditor asks, not assembled for them.
What it uses
What lets machines move value.
A charge point identifies itself, checks its spending limit and pays for each unit it draws.
Digital Identity
Your device proves what it is before it spends.
Cash that moves without a network
Amounts too small to bill become worth collecting. Each metered service.
Agreements
Your limit is written once and enforced every time.
Related
A machine that can pay needs a mandate.
An agent paying is a conditional payment with a proved machine on one side.
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